Use the drop down button
DO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?
Choose the life situation best applicable to you and then see if you qualify for the available government assistance.

As for grants, if you live in a rural area, you can apply with the Dept of Agriculture for Grant #10.417 VERY LOW-INCOME HOUSING REPAIR LOANS AND GRANTS http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417 Here is how this grant should be used:

"USES AND USE RESTRICTIONS
Loan funds may be used to make general repairs and improvements to properties or to remove health and safety hazards. Grant funds may be used only to pay for the costs for repairs and improvements that will remove identified health and safety hazards or to repair or remodel dwellings to make them accessible for houshold members with disabilities. Loans and grants are typically used for repair or replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization. Loans bear an interest rate of one percent and are repaid over a period up to 20 years. In addition to the above purpose, loan funds may be used to modernize the dwelling. Maximum loan amount cannot exceed a cumulative total of $20,000 to any eligible person and maximum lifetime grant assistance is $7,500 to any eligible person. The house must be located in an eligible rural area which does not exceed 10,000 population. Some places with populations between 10,000 and 25,000 may be eligible if not within a Metropolitan Statistical Area (MSA). Assistance is available in States, the Commonwealth of Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, the Commonwealth of Northern Mariana's and the Trust Territories of the Pacific Islands."

You can also check with HUD who are the recipients of Grant 14.181 SUPPORTIVE HOUSING FOR PERSONS WITH DISABILITIES http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.181 . This grant is given to non profits "to construct, rehabilitate or acquire structures to be used as supportive housing for persons with disabilities." Check if you can be a beneficiary of this grant.

You can find other home improvement grants at the the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov . Here is a list of home improvement grants available http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=14.181

To apply for grants, go to Grants.gov http://www.grants.gov . They have everything you need to apply for grants.

That of course does NOT include the costs of the materials.

Major renovations, such as replacing cabinets, tile, appliances, must only be done with the landlord's consent. He'll be living with your choices long after you move out, so HE has the right to say no, or, if he says yes, to approve styles and materials. Also, all improvements belong to the landlord, so unless he's cut you a deal where you fix the place up in exchange for much lower rent, you're losing money on the deal.

That being said, there are plenty of things you can do to fix the place up. Paint is the easiest way to liven up the kitchen and bath. Even if you're not up to decorative painting, a good fresh coat of paint will brighten any room. For kitchen and bath, make sure to use a semi-gloss paint (there are some that are specifically for kitchens and baths)–this will hold up to the moisture, dirt and grease and be easier to clean.

Use baskets or boxes covered with cloth or contact paper to corral small or oddly-shaped items in kitchen and bathroom cabinets or shelves. Cheap and decorative way to increase storage space and keep the place looking neat.

If you need more cabinet space in the kitchen or bath, try to find old dressers, china hutches, bookcases or cabinets on Craigslist or your local freecycle–these can be cleaned, painted, and moved around to suit your space. I used an old 1940's metal dresser for years as a kitchen island/storage for pots and pans. Dressers with missing drawers make good deep shelving for large pots and baking sheets: just cut plywood to fit where the drawer bottoms would sit.

With your landlord’s permission, you can paint or reface existing cabinets. If not, you can usually cover objectionable cabinets with contact paper or starched fabric without permanent harm to the surface. (Contact paper has gotten a lot cooler–it now comes in all sorts of styles, including faux leather, faux granite, real cork, brushed aluminum and copper, etc.).

Also, you simply must check out Craftster! It’s not a home improvement site, as such, but it has every sort of craft and DIY project you can imagine, from what to do with old light bulbs to decorative painting, furniture design and complete room makeovers, in every style from classic to gothic and back again. And if you ask nicely, the members will often give you a free tutorial.

As far as the finish. I also prefer oil polyurethane, Three coats ,sanding between #2and #3 coat. I use high gloss for my first two coats and whatever gloss is required (flat,semi,satin, or gloss) for the final coat.(The higher the gloss the more durable the finish)

Water based polly is fine for the insides of the cabinets as it is much easier to apply but tends to be a little "chalky" looking and does not hold up to cleaning solvents as well. It is great for closet built-ins , and other household furniture

Whatever you use ,take your time and be as neat as possible ,Letting each coat dry and lightly sanding with fine sandpaper between coats. Dust or vacuum constantly and use a tack cloth before coats. Your efforts will be their own reward.
Good luck.

>American Woodmark at Home Depot
>Shenandoah at Lowe's

They're actually the same product from the same firm, just branded differently for the two chains. I have them in my home and have been quite satisfied with the quality. Both also have a nice selection of finishes, trims, door styles and accessories.

Good luck with your remodel.